These Terms of Service (“Terms”) govern your access to and use of the websites, applications, and services provided by Finexus (the “Service”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.
1. Eligibility & Accounts
- You must be legally capable of entering into a binding agreement in your jurisdiction.
- Account creation/sign-in uses Google OAuth. You are responsible for maintaining the confidentiality of your account and for all activities that occur under it.
2. License & Access
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use the Service for your internal purposes. We reserve all rights not expressly granted to you.
3. Acceptable Use
- Do not misuse the Service, interfere with its normal operation, or access it using methods other than the interface and instructions we provide.
- No attempts to copy, reverse engineer, or create derivative works from the Service except as permitted by law.
- No use of the Service for unlawful, harmful, or abusive activities, including violating intellectual property or privacy rights.
4. Your Content
- You retain ownership of content you submit to the Service. You grant us a limited license to host, store, process, transmit, and display that content as necessary to operate and improve the Service.
- You represent that you have the rights and permissions necessary for the content you submit.
5. Privacy
Your use of the Service is also governed by our Privacy Policy , which explains how we collect and use personal information.
6. Third-Party Services & Scopes
The Service may integrate with third-party services (e.g., Google APIs). Your use of those services is governed by their terms and policies. If you authorize additional Google OAuth scopes (including sensitive or restricted scopes), you do so to enable the corresponding functionality within the Service.
7. No Professional Advice
For any analytics, insights, forecasts, or other outputs, the Service provides information “as-is” for educational or informational purposes only and does not constitute financial, investment, legal, or tax advice. You are responsible for your decisions.
8. Fees (if applicable)
If we offer paid features or plans, fees, billing periods, and renewal terms will be presented at the point of purchase. Taxes may apply.
9. Termination
We may suspend or terminate your access to the Service for conduct that violates these Terms or creates risk of harm. You may stop using the Service at any time.
10. Disclaimers
The Service is provided on an “AS IS” and “AS AVAILABLE” basis, without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
11. Limitation of Liability
To the maximum extent permitted by law, Finexus and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your use or inability to use the Service; (b) any conduct or content of any third party; or (c) unauthorized access, use, or alteration of your transmissions or content.
12. Indemnification
You agree to indemnify and hold harmless Finexus and its affiliates, officers, agents, and employees from any claims, liabilities, damages, losses, and expenses, including reasonable attorney fees, arising out of or in any way connected with your violation of these Terms or your misuse of the Service.
13. Governing Law; Disputes
These Terms are governed by the laws of the State of California, without regard to conflicts of law principles. Any disputes will be resolved in the courts located in Orange County, California, unless otherwise required by law.
14. Changes to the Service and Terms
We may modify the Service and these Terms from time to time. If changes are material, we will provide reasonable notice (e.g., via the Service or email). The “Last updated” date reflects the most recent changes. By continuing to use the Service after changes become effective, you agree to the revised Terms.
15. Contact
Email us at support@finexus.net with any questions about these Terms.
16. Beta Stage Disclaimer
Finexus is provided as a beta version for early users and testers. Features may change, be added, or removed without notice. While we strive to maintain service stability and data integrity, the beta nature of the platform means that occasional interruptions or incomplete features may occur. By using Finexus during this stage, you acknowledge that certain functionalities are experimental and agree to provide feedback to help us improve. Your continued use signifies acceptance of these conditions and all other terms outlined above.